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Speculation is only a word covering the making of money out of the manipulation of prices, instead of supplying goods and services.

Henry Ford (1863-1947) American industrialist.

There are two times in a man's life when he should not speculate: when he can't afford it, and when he can.

Mark Twain (1835-1910) U.S. humorist, writer, and lecturer.

A speculator is a man who observes the future, and acts before it occurs.

Bernard M. Baruch (1870-1965) American financier, and political consultant.

If the world were good for nothing else, it is a fine subject for speculation.

William Hazlitt (1778-1830) British essayist.

When speculation has done its worst, two and two still make four.

Samuel Johnson (1709-1784) British author.