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Every calamity is a spur and valuable hint.

Ralph Waldo Emerson (1803-1882) U.S. poet, essayist and lecturer.

Calamity is virtue's opportunity.

Seneca (4 BC-65) Roman philosopher and playwright.

Calamities are of two kinds: misfortune to ourselves, and good fortune to others.

Ambrose Bierce (1842-1914) American newspaperman and short-story writer.

Do not accustom yourself to consider debt only as an inconvenience. You will find it a calamity.

Samuel Johnson (1709-1784) British author.